Payment Services Launches for US Merchants

Adobe has announced the general availability of Adobe Payment Services for US merchants on both Adobe Commerce and Magento Open Source. This release marks a significant milestone in Adobe's efforts to streamline payment processing and provide merchants with a modern, integrated payment solution.

What is Adobe Payment Services?

Adobe Payment Services is a purpose-built payment solution designed specifically for Adobe Commerce merchants. It eliminates the complexity of managing multiple payment providers and integrations by offering a unified, PCI-compliant payment experience across all sales channels.

The service handles payment processing, fraud detection and recurring billing in a single, cohesive platform. For merchants, this means simplified operations, better security and fewer third-party dependencies to manage.

Key Benefits for Merchants

Simplified Integration: Payment Services is natively integrated into Adobe Commerce, requiring minimal custom development. Merchants can activate payments in hours rather than weeks, accelerating time-to-market for new initiatives.

Enhanced Security: All payment data is processed through Adobe's secure infrastructure, with PCI DSS compliance built in. This reduces the compliance burden on merchants and their development teams.

Improved Customer Experience: Payment Services supports modern payment methods including digital wallets, split payments and subscription management. Customers enjoy faster checkout flows and flexible payment options.

Better Fraud Prevention: The service includes advanced fraud detection capabilities powered by machine learning, helping merchants protect revenue whilst maintaining a frictionless customer experience.

Technical Implementation

For Adobe Commerce merchants, Payment Services integrates through standard APIs and can be configured through the admin dashboard. The solution supports REST APIs for custom implementations and includes webhooks for real-time order status updates.

Merchants gain access to comprehensive reporting and analytics, enabling data-driven decisions around payment strategy and customer behaviour. Refund processing is streamlined, with full automation available for merchants using Adobe's rules engine.

Availability and Rollout

Payment Services is now generally available to all US merchants on Adobe Commerce and Magento Open Source. The solution supports major payment methods including credit cards, digital wallets and ACH transfers. International expansion is planned for future releases.

Adobe is providing comprehensive onboarding support and documentation to help merchants transition to Payment Services, with dedicated support resources available through standard support channels.

Looking Forward

This launch represents Adobe's commitment to reducing merchant burden and enabling faster innovation. By handling payment complexity, Adobe frees merchants to focus on their core business and customer experience.

For merchants considering payment solution upgrades or evaluating their current payment stack, Adobe Payment Services offers a modern alternative that integrates seamlessly with their existing Adobe Commerce investment.