Payment Services Now Bundled with Adobe Commerce 2.4.7

With the release of Adobe Commerce 2.4.7 in April 2024, Adobe announced that Payment Services is now bundled as the default payment solution. This marks a significant shift in the commerce platform's payment strategy, providing merchants with a integrated, PCI-compliant payment processor without requiring separate configuration or third-party extensions.

What Are Payment Services?

Payment Services is Adobe's native payment processing solution built on Braintree infrastructure. It supports major credit cards, PayPal, Apple Pay, Google Pay, and other popular payment methods. By integrating Payment Services directly into the platform, Adobe ensures merchants have a secure, reliable payment solution that works seamlessly with Adobe Commerce.

Integration Benefits

Having Payment Services bundled eliminates configuration complexity. Merchants upgrading to 2.4.7 can start accepting payments immediately without installing additional extensions or managing separate API credentials. This reduces deployment time and simplifies ongoing maintenance.

The bundled approach also ensures consistency: Payment Services receives the same release cycle and support as Adobe Commerce itself, guaranteeing compatibility and reducing upgrade friction.

PCI Compliance

Payment Services is built with PCI DSS compliance as a core feature. Merchants maintain compliance without complex security infrastructure or expensive certifications. Adobe handles tokenisation, encryption, and secure data storage, allowing merchants to focus on their business rather than payment security.

Merchant Flexibility

Whilst Payment Services becomes the default, merchants retain flexibility to use alternative payment processors if preferred. The bundled approach simply provides an excellent default that works well for most merchants, eliminating the need for extension hunting.

Business Implications

For new merchants or those evaluating platform switches, bundled Payment Services removes a significant concern. Payment processing is mission-critical; having a native, reliable solution inspires confidence. For merchants already on Adobe Commerce, the upgrade reinforces the value proposition of staying on the platform.